🛡️ AI Risk Analyzer
Aapke portfolio ka complete risk score · Position sizing · VaR · Concentration risk · AI suggestions
60
Risk Score
⚠️ MODERATE RISK
Aapka portfolio moderate risk zone mein hai. Concentration zyada hai — RELIANCE aur HDFCBANK combined 48% portfolio hai. Diversification improve karna chahiye. Overall P&L positive hai aur FII support bhi hai, isliye near-term outlook cautiously positive hai.
Portfolio Value
₹4,82,340
1-Day VaR (95%)
-₹9,240
Beta (vs NIFTY)
1.18
⚠️ Risk Factors Detected
High Concentration Risk
Top 2 stocks = 48% of portfolio
Sector Overweight
IT sector = 38% allocation
High Beta Portfolio
Beta 1.18 — moves more than NIFTY
FII Exposure Risk
FII buying — risk if they exit
Overall P&L Positive
+14.95% — healthy returns
📊 Portfolio Concentration
RELIANCE28%MED
TCS24%MED
HDFCBANK20%LOW
INFY14%LOW
SBI14%LOW
⚠️ Ideal: No single stock above 20% · Max sector weight 30%
💡 AI Risk Reduction Suggestions
🔴 Reduce RELIANCE to 20%
28% concentration is too high. Book partial profits and diversify into Pharma or FMCG sector.
🟡 Add Defensive Stock
Portfolio is 62% IT + Banking. Add ITC, Nestle or HUL for FMCG exposure — less volatile.
🟡 Keep 10-15% Cash
Market at all-time high zone. Keep dry powder for buying on dips (NIFTY 21,500 support).
🟢 SL Levels Set Correctly
All positions have mental SL defined. Good risk management practice. Keep following it.
🟢 No Leveraged Position
No F&O exposure in portfolio. Pure equity = lower risk. Ideal for current market conditions.
📉 Value at Risk (VaR) Analysis
1-Day VaR 95%
-₹9,240
1-Day VaR 99%
-₹14,820
10-Day VaR 95%
-₹29,210
Expected Shortfall
-₹19,480
What is VaR? 95% VaR -₹9,240 means — ek normal trading day mein 95% chance hai ki aapka loss ₹9,240 se zyada nahi hoga. Sirf 5% chance hai loss zyada hoga.
🏭 Sector Risk Breakdown
IT / Tech38%HIGH
Banking34%MED
Oil & Gas28%MED
Pharma0%NONE
FMCG0%NONE
💥 Stress Test Scenarios
NIFTY falls 5%
Normal correction
-₹28,420
NIFTY falls 10%
Major correction
-₹56,840
RBI Rate Hike 0.5%
Banking sector hit
-₹18,240
FII Sell-off (₹20,000 Cr)
Outflow scenario
-₹42,100
Bull Run +15%
Upside scenario
+₹85,260