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🧮 Financial Calculators
SIP returns · Lumpsum CAGR · FD interest · EMI · Options P&L — sabka free calculator ek jagah
📈 SIP Calculator
Total Corpus (Maturity)
₹11,61,695
Amount Invested₹6,00,000
Wealth Gained₹5,61,695
Total Return+93.6%
CAGR12%
💡 Tip: SIP mein step-up karein — har saal 10% SIP amount badhao. Same 10 years mein ₹19.8L milega!
💰 Lumpsum / CAGR Calculator
Future Value
₹4,04,556
Invested₹1,00,000
Profit₹3,04,556
Total Return+304.6%
💡 Rule of 72: 72 ÷ CAGR = years to double money. 15% CAGR pe ₹1L → ₹2L in ~4.8 years!
🏦 FD Calculator
Maturity Amount
₹7,08,459
Principal₹5,00,000
Interest Earned₹2,08,459
Effective Return+41.7%
💡 Tax Note: FD interest pe TDS 10% (if PAN filed). 30% slab mein hain to actual return kam hoga. ELSS ya debt funds consider karein tax efficiency ke liye.
🏠 EMI Calculator (Home/Car/Personal Loan)
Monthly EMI
₹43,391
Principal₹50,00,000
Total Interest₹54,13,880
Total Payment₹1,04,13,880
Interest/Principal Ratio108.3%
💡 Strategy: Prepay ₹50,000/year extra — tenure 20yr → 13yr reduce hoga aur ₹28L interest bachega!
⚡ Options P&L Calculator
Net P&L
+₹9,500
Premium Paid₹6,000
Intrinsic Value₹200
Total P&L+₹9,500
Return %+158%
Breakeven₹22,620
Max Loss₹6,000
⚠️ Risk: Options buying mein max loss = premium paid. F&O trading SEBI-regulated hai — paper trading pe practice karo pehle!